Financial Status of Rural People
TRIBALS Who are you?
The word "low" or Adivasi our minds a picture of half naked men and women are brings With an arrow and the window of his hand, a feather on his head, and Extramarital affairs can speak the language, often have their own lives and With the myth of cannibalism. But to some people You will be surprised out of town visiting the natural bottom in society, Live for peace, love and culture fair Advanced / social form Pleased to see. Our knowledge of the tribals and so on, they Dignity and the cost of the many myths that we believe are the best limited. Even in the world, most of the social life of its own style, Compete with each development of the physical nature of the world kept changing, "progress" in the To keep pace, there is still an online community on their own Traditional values, customs and beliefs could live together. The exploitation Mainstream society's way of thinking is often a community forest and high altitude, Mountains, where they are at peace with nature and their surrounding unpolluted Continue to live can make go. Likewise, So worth it in this society can not understand the philosophy of his Lifestyle, liquor, and patience to understand the culture of mainstream society Aboriginal community as a variety of world brands, savage people, Aboriginal, Adivasis, Tribals, natives, etc. In India, we mostly Adivasis They refer to / Girijans. Despite the merciless "" This situation civilized society and by social and economic symptoms Treatment around the world faced by tribals in Africa, Asia, North of the continent of South America and Australia continue to live in Australia.
Named Empire in India in 1911, the family, bearing the common name "Collection, general speaking in tongues, occupied lack of definition I confess, and hours normally occupied territories, but not endogamous Was originally
So ". DN Majumdar and another by the lack of Defining the "tribe of the family or families bearing a common name, Member of the group's collection, which occupies the same territory, such as 94 languages and observe certain taboos regarding marriage is
Occupation Or job evaluation system and the mutual well-developed
Mutual obligation Relations ".
Can tribes manage their savings to the country? Wed schema for the lack of rural Did you know?
These For ethnic minority people are trying to design products of interest and Engagement is the question. The past has always solve the supply side, lack of Financial plan "through the" Where are we now, we Financial condition, financial flows, savings, and they understand the nature of You have reached the stage that requires patience on the security and liquidity risk This lack of relationship to yield in terms preferred by the country. It not only Halppunman as well, but each tribe, and the pattern of income and expenses Is known of the evolution in the care of the flow of financial products has ups and downs. The purpose of this research is to understand the flow of rural finance was of the tribe The savings and better design of the product in the field of microfinance loans Fill the gap between inflows and outflows can planned.To, educational institutions Poor people need a broker as they manage the flow of Can. In all
Personal donnolyi write-ups, this interval To perform the function of almost every village. Private money lending and This lack of debate in the local economy is the most common problems.
. The moneylender, to provide access to credit has already Argument is unnecessary literary image of the lender (Chamala and VK, the 2003), there is a counter argument is tarnished for the development of Involvement with this fits can carry [Chavan 2003]. There's an argument Because of the traditional relationship of trust, it is almost impossible It is donnolyi replacement players, but the official competition [Sriram 2002 of the atmosphere Capable of providing financial relationships]. Typically, the poor This paper focuses on the poor, but the focus this study, Insufficient.
It provides each of the players for a lack of financial Understand the role and how important they are most commonly money.The Used measure of poverty based on the number of administrative or Consumption level. BPL is assumed that people are spending
Or a minimum level of income to meet basic needs and wants Have to fall down. This level "is defined as poor Line. "This definition places vary from time to time and location Can be … The definition of each country's level of development, social norms, and we Using the appropriate values in the country, Planning Commission estimates the proportion of the Separately for rural and urban areas the number of poor people and the national level The country based on the recommendations of the committee members … all India average consumption of Basket which calorie norms [GoI 2002 to meet the costs of poverty Was defined]. Average 2,400 calories a day, one person was
For Urban areas and 2,100 calories for rural areas. The calories Standards for rural and urban areas and 49.09 ₩ 10,000 RS 56.64 per month on 1 In terms of currency, each was expressed in 1973-74 prices. These figures again 1994-95 in the Consumer Price Index (CPI) has been updated horizontal. The updated numbers 1228 and RS 305 per month 1 on average, rural and urban areas are, respectively [PRA And Subrahmanyan 2001; G1993) ..
India, the world's population lack Are most concentrated. The lack of natural living conditions, children are Ecosystem. India's diverse ecosystems, due to the lack of population Are diverse. Tribe people of this country of 8.14 percent of the total population, 84.51 million (2001 Census numbers are configured in). 697 tribes in the central government by the Article 342 Constitution of India, a country with a particular tribe or notification of The following is being notified. More than half of the Scheduled Tribe U.S. Census Pradesh Madhya, Chattisgarh, Maharashtra, Orissa, Disclosure And in Gujarat, Haryana, Punjab, India, Pondicherry and ikyieopseupnida The Scheduled Tribe communities are concentrated in the Has been notified.
2001 population of 3.21 lakhs in Kerala is already dangeuroseo State Scheduled Tribes in Kerala state said the lack of population 2 is the country's entire population. Geulsseugi
STS has the status neunyi 57.22 1991 년 89.81 said about the general ability. Major
Part of the STS can be seen from Earth, Wayanad, Idukky and Palakkad. Poverty
ST's family of 31 .. 03 .. 1 998 35.89 was estimated as the ratio of. This As 48.47
Per 1992 shares in the survey. Assumptions about the lack of 23 are living in the forest
Area. The state 35 out of the community. Among them Paniyar (about 20 ) most of the forms. Wayanad district Paniya and community is very Adiya
Next they Most of the agricultural workers of the land. 5 is a lack of raw
Group (PTGs) ie., Kattunaikan, Cholanaikan, Koragas, Kadar and Kurumbas. These
398 groups of tribals Below poverty line community is the most vulnerable of all. They 5 out of the country's total population configuration. Survey 1996-1997 PTGs of 16,678 as per census 4406 is configured Family. . They Cholanaikan, Kattunaikans, Kurumbas, Kadars and primitive tribal groups, such as Koragas Including 35 kinds belong to society. They are scheduled approximately 4.8% of the configuration Tribe population. ST in this state only during the 69,444 households in 1981 May have been 52,421. The current number of ST households is estimated around 84,000. Scheduled Tribe population is more unevenly distributed in the earth. Earth Wayanad among tribal population of the tribe's population is about 36 . 26 Idukky and Palakkad account to another. Lack of representation with the lowest population Alappuzha district is
This paper tries to understand the tribe's Of financial flows, and how they are to their own Money can be managed? 5 large sections of the paper. Chapter II Literature Said. Section III on the geographical setting, methodology, sample size, Is the design and survey management. Chapter IV contains the results. We conclude with Section V - the problem need to solve large-scale number To do so, while the limitations of current research to identify Research results can be taken forward.
Literature Review
Governments and financial intermediaries play an important role in enhancing our China's lack of national resolve to intervene in this area are
From time to time is unfair. It also You have not created the institutional mechanism has also targeted His scheme for the eradication of poverty and lack of economic upliftment will help. However, efforts in most of the credit did not have savings This was mainly to supply the poor. Microfinance institutions (MFIs) have
Tribes Finance Learning Wayanad district
Village-level Research conducted in Wayanad district of Dong and lack of financial status Reduce the total fund assets, income profiles of the tribe was not a warning Flow was tried. However, the majority of assets and savings Liquid, as forcing the poor to borrow a high cost. This study Failed savings and loans of financial institutions to show the market penetration. In addition, prior to Confirmed the results of a health-related costs are the primary causes of debt Is the lack of
Now the stable financial services MFIs provide credit to the widespread use is not pigeonholed as is With some flexibility and self 'Grameen' Type Help Groups
More flexibility and the type, MS Sriram 2006 (Smita Parhi signed by) And they resolved flow.The formal financial sector loan products poor.Therefore, yet Products and the needs of the poor there is a difference [Fisher's claim Not meet the problem and can be used in Sriram 2002]. They Chunk of money and need to find ways
These requirements It is a challenge to meet. However, the selection of non-cash savings Nothing is required. And this is a very important element The inevitable first step in money management. We have a problem in the Savings and Credit To understand each other's expectations about
[Rutherford 2002, the poor The needs of people]. There are several studies in recent poor financial Has focused on the flow. The MicroSave – Africa, a series of studies Has been done
Provides banking and other financial toolkit. These studies recognize the savings product for MFIs interested in More. The MicroSave and Advisory Group) to jointly study the dynamics of poverty (CGAP Support Agency
Microcredit institutions to change the change of MFI [Wright, canoeing and Martin, 2000]. They are community development associations (ASA that) What about the microcredit An important model for research about the savings plan products.The ASA microcredit Organization of the credit supply and recovery system based on the Grameen methodology Action. Rutherford (2000) claims that the best way to designa Products are the best judges of their own people about the environment Will ask.
. Ruthven and Kumar (2002) claims that the success of moneylenders Deposit gathering, where the other person who fails to reach pawnbrokers, immediately Bulk amount available, not secure enough for small-scale basis It is also the device on a regular basis. There are many tricks Formal institutions in poverty if they reach their customers To expand based on the unofficial players need to learn from. Savings in the Light (1999) claims that in many cases, poor people, "this is illiquidity preference "and
In response to such a minor request Withdraw them from doing their best to help them escape ban Mechanism to reduce their loans or support for the relatives said. In addition to the importance of security and liquidity was found to give poor people
Terms of savings and a significant returns.Rutherford Invisible (2002) 1 Research in Bangladesh for 42 years and low-income families understand the financial flows Prices did not use the diary. Better management of the research MFIs "stable" was considered a poor public element The factors involved is quite different from a lot of people associated with the official And informal providers of financial services
Have escaped poverty. Thus, the primary focus on the right [are required to obtain Krishna 2003 Program]. In the study, 12 villages of Rajasthan, diversification of income sources, Irrigation and other relevant information identified several opportunities for poverty Is a key element in overcoming the trap. Into the trap of poverty and social factors He has control of the majority is not dragging. Even the country's program for the
The negative impact of poverty on social factors are unable to eliminate. Grassroots support from the state several times not to enter into the following Failed. However, Krishna (2003) have argued that poverty With reduced state support
Scheme more in poverty Affected the cheerful and positive. Like in Gujarat Study showed a different picture. Gujarat economically more Advanced sound, and Rajasthan, it expects a priori to poverty reduction [Krishna and others will see 2003]. The author falls into poverty Escape from poverty is not just a claim, but more than that of the conversation. It's already poor financial flows between scholars in check Considerable interest is clear. Our work is different from what We have reviewed. It is in recognition, as in previous versions of Focus. The purpose of our research are two.
1 through empirical analysis of the 12 tribes in order to understand the financial flows.
2 behaviors .. To study the habits of saving and credit
Methodology
Survey data for the various parameters Is designed to capture. The design that we use An important guarantee to the events of the past 10 years represents the time these Events have managed to collect financial data. We In addition, assets purchased and sold more
Markers. These We help to connect the financial flows – deposits, loans (both official And informal) with his family ups and downs, and debt data Survey said.
Sample selection: a selection of regions and towns: a study Is defined as a lack of focus on the family. "Below poverty line (BPL) "category of the population fell below the focus of all the family. It We define the intent of the adoption of methodological debate is not a national shortage. The idea of research as a lack of financial flows to managetheir this Based on the hypothesis is to examine the results using It
The client is very poor at the top of the continuum Would have provided financial product development. Poverty line of artificial Is only a sample help in drawing boundaries. However, we couple Two most backward districts in India's research base and the selection of Wayanad Wanted was purposively. wayanad led the selection of a common geographical background Not only is the backwardness.
Wayanad 1980 년 11 월 1 12 Earth Back East the formation of our planet, it is 3.79% Urbanization. Wayanad district The first state in the adivasi population of other regions (around 36%) in the case of Standing.
Designing surveys: data collection and the family, more Surveys, can be seen as a family over a long horizon Is designed to capture the financial flows. Basic data were And household demographic profile of the asset. Other materials around the household Financial history was built. Our income, debt, and saving the contents of We have collected. We question the number of local resources, including assets Input is sought to a specific geographic area checklists.
We collect information about the flow of income, land, physical Assets, savings habits, loan transactions and the family what happened the last 10 years Details of the case. Although several surveys stages Well as specific information about each question and gather. This set The flow of thought of the family's finances. In the first part, we The number of family members, including details of common data, We have collected the money inside and outside. The second part Landholding and the collection of information, including details of animal housing and other Details of physical assets. The asset purchase or sell the We in the process, capture information about financial transactions in the financial Mode, and the purpose of purchase. The third part of the physical assets, we Financial information about the mode of purchasing objectives focus on the capture, And value. If the assets have been sold, we are in the amount of sales Was found. By seeking this information, we have acquired and The process of asset sales and the effort to understand the situation below They acquired or sold. In the fourth part of our savings And liabilities to capture information
Family. They also had savings, we Source, who requested the answer to the degree that their loan deal Comments about the comfort level of information access, cost, Security and liquidity of the products they used to get. We also request
Save up to savings and loans and their sources Where parking or drawn the last 10 years. This is approximately We think the reach of financial institutions subject to the same Time to talk about the convenience and the degree of belief that poor Sources are. It is our source of any formal or informal Provide most of the products can help us find acceptable. Similar content Debt collection. The last occurred in the past 10 years, we Events – children, health expenses and funeral costs or purchase of assets We have collected detailed information such as marriage. Details of these events The flow of financial information, birth, death, education, marriage, and to capture related emergency. This gave an insight into how events such as finance and administration. Some Questions about our health, there is a problem related to cost data Was difficult. They were reluctant to talk about these issues. Considering the way this information was collected. Data Future Not only are some sensitive issues. If the tribal areas, In this area there for a dowry of land in the small Was a piece plains, were productive in the price of the bride Fashion is
Most of the consumption and production was low. had a low level of monetisation. Imputing values for self-consumption It was difficult. Time will show you the event Useful, but it gave us at the time of the event for the financial flows Data. However, some respondents outstandings same, conscious of the Due to a low level in terms of payment could not be split between A lot of interest and principal.
Data for male and female investigators Use was collected. We collected the data for the survey Women were found to use more. Women to use us Help because: – the respondent – women no longer part of the day Available. Thus, the need to revisit, or an empty house Need to minimize the possibility of the pictures were. – She patiently The time to answer the survey and the information more clearly than men Can remember was a reaction
Women's well fed. – Women and There was no doubt not need to tend to hide. However, women Only downside to the accuracy of the data collection raise questions. As this data Men's short interview to be triangular. However, constraints Is not the time to do.
Results
Town 1 The main source of the money transactions are moneylenders Village
Shop keepers; Family and relatives, banks, co-operatve society and SHG
.
2 General assumptions And Employment: the furniture we from50 of the information we collected data Use. 50households total of 226 of these individuals – about five people per household has an average one. Normal Population statistics are given in Table 2. Within the area of high poverty Associated with the incidence of child labor. Our 15-year-old pilot, 85 children () Less than 45, farming, small wood procurement, production, mainly a few Indicates a job or had another perusing (MFP) and
This is not the town Operation of the farm business trip. Over 18 other people there who Claims to be unemployed, and ordered a 6. A total of 45 children under the age of 85 to 15 are studied. Also 40 other children, not schools
Some of the work on the machine Dependent or have a job, family, or not to disclose any The other was too young to start working. This low level of education was (Table 3). Wayanad educational backward districts of the country are listed below. There was nobody who had reached the base level of the people around Training of more than two thirds were illiterate. The nature of employment opportunities, most Was in the season. Given this, there are opportunities to Is the product of the poor cash flow, financial aid smoothening. Employment status of the information is given in Table 4.
3 Income: Household Agricultural non-agricultural sources of income. Income other than agricultural resources Agriculture (Table 5) was higher than. The rain continued for the past few years Drought may be the center of the availability of cultivable land than other cities To go to work for businesses and non-farm income, agricultural activities Many people are seeking in the town. Associated with urban life Has an important role in diversifying opportunities. The new income stream Diversification in the current work the extra cash, the cash on a regular basis The flow is pumped to have found out. High debt to them Villages were forced to come out
And an alternative to the regular Give me some cash flow. Sometimes it is kind of income. We Taken into the flow of financial terms. For example, lawn and MFP, collection Contributed significantly to the flow of household income. These were monetised. Top 1 per 4,000 households in the end more than a place we found ₩ 10,000 At least one member of the family income in the city's general Operations. Some of them also have their own flow of additional land. Even if we assume, agriculture, farming, according to Table 6 are not profitable Not giving up without a king could not be found
Employment alternatives Seems to be. Household income fell in the low group, Depending on agriculture, and could not move out of poverty was a trap.
4 Asset: Assets owned by the family are given in Table 7. 9 in the list of our prayer, on a farm off the bed and the novice See the implementation of the asset in the form of quite a bit, there was the furniture. The most important asset in the household silver, gold, deunghaetda craft materials. Visit the site to the list of assets that have been most commonly sold Have been found during. The people of the village in times of crisis This very high rate of interest on the loan, rather than by all the assets and And if they are first to sell their livestock Need to sell assets that do not prefer to touch the jewelry. Full Respondents said their living unit. Some of them, but Two residential units with all the family. At the same time many Family, no land, had leased the family land was leased.
5 loans: borrowings of the profile are displayed in Table 8. Loan Account The number was up with the moneylenders. However, the average size of loan players in donnolyi Was smaller than other sources. In all borrowed from the lender
And other informal sources almost 85% and the number of loans 80% of the amount borrowed per share. Commercial loans from relatives and Banks have significantly higher average loan size. From there, the Source is a big difference between the Group I Group II it was SHG group that I was not an option that appears in the furniture borrowed.4 said. Formal sector in this segment of the population to reach Has failed. The reason is related to the size of the transaction Costs. Even the top end of the SHGs has been working poor families. We Compared to the profile of the loan amount and loan, our commercial banks Found a bias toward the loan production assets (Table 9) for. Hana Bank Zune
Out of 5 lending loans for social consumption5 said. Health Related costs contributed to higher spending. Loan Portfolio Donnolyi for ranged players. Moneylender, social consumption, for consumption Loans were extended
Medical expenses, purchase of assets, and To meet the cost of litigation. Moneylender loans to assets Was primarily the purchase of livestock. SHG has spent the entire loan. People Mainly for consumption, social consumption and health-related costs Borrow the source of the family. Typically, the village community's social Sponsored the event – expected to hit you when you receive
More The event was a different family. Thus, for marriage and funeral Borrowing from informal sources was within. From the source of the family Only one has purchased the assets of the loan. Tables 9 and 10 indicates They borrowed from moneylenders for the purchase of assets. Moneylenders in emergencies Borrowed, but can understand a large share of the asset purchase Indicates there is scope for formal institutions, we The most common purpose for borrowing the "health-related," the Should note the steps to come.
6 interests: consciousness and the infinite complexity Most of the legal requirements for banks to SHGs have savings. A deposit Accounts were repeated. SHGs was based on the weekly savings. Many Members savings were irregular. Was irregular, even There is a flow of income at home on a regular basis. So Every time there is little money available for women of MFP, Vegetables sold or bamboo, they are kept in a safe condition for Prefer to have their husbands' Over my dead body inside the container, but Away. Asset purchase and financing of major events in the capital From the data, it was evident that saves Disclosure will be used very sparingly. Jewelry sales of assets and all Samples were at home. Scant interest to the other compartment was Use is recognized. All the income, savings and loan data Look at debt levels (Figure) indicates a warning inside. All of the loan Annual income is less than almost all cases, and so far They have a total value of the asset is less than that. No respondent Respondent suffered from a negative value means the net. However, Some of the very trend is stashing money in the pot seems to leave no Savings could be used to workarounds. Formal sources of minority people And they also only have access by multiple accounts Have seemed. All the problems faced in the Borrowing Savings Department. Table 11 shows the savings of poor people in institutions is
Conclusion
Mapping the flow of financial income of the poor research attention Is required, and spending patterns, and most importantly, the people It is their participation. This paper studies a village in the East which I was under the influence study shows the results of natural disasters Last year, average rainfall years, farmers and the problems some have experienced. But in some important way the government and private programes Troubleshooting cooperation, especially on wages and employment for their livelihood Helped to diversify the source. Although there
Various research elements Drag conducted by identifying the trap of poverty, the main results of this study Compared to the debt while reducing the total assets in this town The income of the poor may give comfort to this profile. However, the majority of assets and savings to the high cost and poor force Services, such as illiquid loans are borrowed. The failure of research Savings and loans to penetrate the market indicates. If we "Emergency" required by local sources, institutions (SHGs as Mechanisms, including microfinance), do you think should be met Failed
In addition to financial assets, make advance plans for emergency Such as home purchase and construction is required. There are appropriately Reduce the need for product design – are the key attributes of the product should be Safe. Liquidity will not return
Most concerned with saving "Pot," he gamchwoteoyo away. It is to note It is important that a substantial loan from a relative by studying Strengthen social bonds in our society to come. This approach also married And other social events, as is funding. Poor smoothening Seems to rely on informal care by the cost of their own, specific Zero-cost loans for the purpose. This is an important
We Display. MFIs have already been acquired by a very strong price fungibility Uniformly loans. Both the Grameen-style ball and the type of organization SHG. One of the arguments used to take care of the adverse effects of the credit (eg : Production-based subsidies frequently cited consumer credit society) and Are used. However, usage patterns and samples of loan funds Have put the poor people if we can secure Display end-use, there is a differential
Loan pricing. It also consumes an informal structure, the social system To be limited by the evidence – an example of non-availability of financial Since the second marriage for the social systems being. This study Again the results of previous research – most of the cost of killing Christina It is health related. Additional thanks to the poor leads. Medical costs The form of the loan
The biggest chunk of the loan. We There was also learned that in both cases, the savings and loan and Access to formal institutions for the poor at having Who end up at the bottom end is a big difference between these institutions and Transactions were limited. Conditions and low awareness on unnecessary costs Opportunities for income and affordable access to health care facilities, Credit card information for a combination of factors such as social features Help
Separating them to manage their money. Although We, however, is able to collect important information is still there This obviously does not capture what is missing, such as research
The cost of loans without collateral and the moneylenders – the relationship between the long-term More of the same household and whether the flow was off 10 years ago, and the relative Comparing the effects of diversification of income streams
Difficult – Consider a sample area of influence, especially the last 3 years is a severe drought. The spending gap for the current lack of data collection Was found.
Wayanad District Profiles
Wayanad district
Area (sq.km. years) 2131
Population of 7,80,619
3,91,273 males
Women 3,89,346
Gender Ratio : Females/1000 995
Population density of 366
Income of 34,123 won (Mon) per
85.25% literacy rate, male 89.77%, 80.72% women
Km of coast line. None
Is the area under water bodies. 936
Area under forest. 78,787
Assembly District 1. Kalpatta
2. North Wayanad
3. Sulthan Batheri
Taluks town Head Coins Number
Vaithiri Vaithiri 18
Sulthan Batheri Sulthan Batheri 15
Mananthavadi Mananthavadi 16
Live stock Population (2000 Census)
Buffalo cow pig goat Amount
106,393 5847 38,188 110 3254
Monthly precipitation (㎜)
Month January February March April May June July August September October November December
Rainfall 7.4 9.1 21.5 96.3 186.3 694.1 1163.6 639.6 258.7 206.6 101.4 26.7
Noolpuzha town profile
Geographic area (HEC) 24,297
Forest area (Hyundai Engineering & Construction) 19,287
Cropped area (HEC) 3330
Irrigated Area (HEC), 200
4627 the total number of House Hold
Population 23,151
Male 11,806
Female 11,345
South Carolina / ST of 9861
Hospital 9
High School 3
Post 8
Banks 4
Village Office 1
Telegraph Office 1
SHG
General 296
ST 111
Source: Panchayat Schedule
List Table
Table 2: Age distribution of samples across
Year-old
1-15 85
16-30 68
31-45 34
45 years or more 29
Total 226
Table 3: Sample-level education Full
Out of level of education
Literacy 126
After reading 48
Basic Training 52
Total 226
Table 4: Sample distribution for the employment status of The
Employment status (we can)
Unemployed 62
Students 16
Housewife 29
Agriculture 60
Non-Farm Enterprises () 33 Season
Non-Farm Enterprises () 4 General
Service 8
More 14
Total 226
Table 5: Other income for the details occupation
Source of income
Average income per
Hire people
Annual (1000 people), income
Households
Annual (1000 people)
Agriculture 1329 752
Agricultural wage labor 10,800 2,700
Non – agricultural enterprises (seasonal) 10,621 2,392
MFP Acquisition / Grass
(Employment 1st) 950 480
Overall, non-agricultural income Sources – 519
1 in 6843 per capita income, all sources
Table 6: Income Source: Agriculture and other
1 person
Agricultural sources
In other
Total imports
Income to HHS (HHS no s) (No HHS s) (No HHS s) of the
0000-2000 633 5
2000-4000 25 12 19
Other 4000 19 526
Table 7: Assets Details
Assets List
No.
Approximate Value
Assets (million)
Physical assets
Watch 9940
Scooters 01, 7000
Cycles 01, 2000
Watch 10 2210
Radio 05, 2300
Bed 24, 5100
Chair 01 50
Elec Connection
(Telephone number 3500 bulb 15 points)
Dinnerware (approx. value) 17,900
52 Farm Implement 11500
Pump 01, 8000
Jewelry (Silver) (approx. value) 213.6 thousand
Jewelry (UTC) (approx. value) 1500
—
Livestock
3.7337 million cattle
Bullocks 5566000
Goats / sheep 81 35.65 thousand
Poultry 41 6720
Acres Land (area)
Ownership of land irrigated 0.375 22000
The rain of your land 20.5 81,000 food
Cultivable land is not owned 11.7 232,000
Lease ratio 1.875 prey 66000
Non-cultivable land lease 0.375 10000
Housing
Small 7
Mid-20
Large 01
From different sources Table 8: Loan Details
Call for details
Trade Brake Eopui
Client Base
Source Loan
In
Account Amount
(₩ 10,000) Ave Loan
Size (won) in the group
Group 22 to 19 HHS
In the 15 HHS
Commercial Bank
Post 05
(7.8) 49,000
(17.33) 9,800
02
03
Moneylenders
42
(65.62) 134.1 thousand
(47.45) 3193
18
24
SHG
04
(6.25) 2700
(0.95) 675
00
04
Relatives
12
(18.75) 91.8 thousand
(32.48) 7650
06
06
More
0 1
(1.56) 5,000
(1.79) 5,000
00
01
A total of 64 2,82,600 4415
38
26
.
* Group 1 = per capita income than this period 4000. Groups II, 1 = per capita
Income more than 4,000 ₩ 10,000
Table 10: significant How did they fund the event and
Event Details Borrowings
No events
The last few years (1000) to
Rendezvous AMT's
Savings
Spending
(Won)
Use
(Won)
Child marriage
19
13,432
1895
11,537
Family Health Issue 31, 1955
1281 674
10 7570 800 5770 house construction
Agricultural land purchase 07 3457 428 2428
Funeral expenses 04 200-1200
Other 18 989 906 3083
.
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